Rates & Fees


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Certificates Savings/Shares Rates Loan Rates Fee Schedule

Effective as of: 7/19/2017
Loan Rates
Rate DescriptionTermPayment DescriptionAPR
VEHICLES
2017 - 2016 Vehicles/Mtr CyclesUp to 60 Months$17.75 per 1000 borrowed2.50%
Up to 72 Months$15.09 per 1000 borrowed2.75%
Up to 84 Months$13.22 per 1000 borrowed2.99%
2015 - 2014 Vehicles/Mtr CyclesUp to 72 Months$15.31 per 1000 borrowed3.25%
2013 Vehicles/Mtr CyclesUp to 60 Months$18.20 per 1000 borrowed3.50%
2012 Vehicles/Mtr CyclesUp to 60 Months$18.31 per 1000 borrowed3.75%
2011 Vehicles/Mtr CyclesUp to 60 Months$18.42 per 1000 borrowed4.00%
2010 - 2008 Vehicles/Mtr CyclesUp to 48 Months$22.81 per 1000 borrowed4.50%
2007 Vehicles/Mtr CyclesUp to 36 Months$29.87 per 1000 borrowed4.75%
 
HOME EQUITY
Home Equity up to $50,000.005 Year Fixed$17.97 per 1000 borrowed3.00%
Home Equity up to $50,000.005 Year Balloon @ 180 months$6.91 per 1000 borrowed3.00%
Home Equity over $50,000.005 Year Balloon @ 360 Months$4.22 per 1000 borrowed3.00%
Home Equityup to $50,000.007 Year Fixed$13.33 per 1000 borrowed3.25%
Home Equity up to $50,000.007 Year Balloon @ 180 months$7.03 per 1000 borrowed3.25%
Home Equity over $50,000.007 Year Balloon @ 360 Months$4.35 per 1000 borrowed3.25%
Home Equity up to $50,000.0010 Year Fixed$9.89 per 1000 borrowed3.50%
Home Equity over $50,000.0010 Year Balloon @ 360 months$4.49 per 1000 borrowed3.50%
Home Equity up to $50,000.0015 Year Fixed$7.27 per 1000 borrowed3.75%
Home Equity over $50,000.0015 Year Balloon @ 360 months$4.63 per 1000 borrowed3.75%
Home Equity Line of Credit*$14.70 per 1000 borrowed5.75%
*HELOC is a Variable Rate 1.50% over Prime
 
VISA
VISA Platinum Credit Card$40.00 per 1000 borrowed12.96%
 
BOATS and WATER CRAFTS
NewUp to 120 Months$10.13 per 1000 borrowed4.00%
UsedUp to 120 Months$10.61 per 1000 borrowed5.00%
RECREATIONAL
NewUp to 120 Months$10.1 per 1000 borrowed4.00%
UsedUp to 120 Months$10.61 per 1000 borrowed5.00%
 
SIGNATURE LOANS
$1 - $2,500Up to 24 Months$44.33 per 1000 borrowed6.00%
$2,501 - $5,000Up to 36 Months$30.55 per 1000 borrowed6.25%
$5,001 - $7,000Up to 48 Months$23.73 per 1000 borrowed6.50%
$7,001 - $10,000Up to 60 Months$19.69 per 1000 borrowed6.75%
 
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.