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Rates & Fees



rate_review

Effective as of: 5/21/2019
Loan Rates
Rate DescriptionTermPayment DescriptionAPR
VEHICLES
2018 - 2019 Vehicles/Mtr CyclesUp to 60 Months$17.97 per 1000 borrowed3.00%
Up to 72 Months$15.31 per 1000 borrowed3.25%
Up to 84 Months$13.44 per 1000 borrowed3.50%
2016 - 2017 Vehicles/Mtr CyclesUp to 72 Months$15.31 per 1000 borrowed3.25%
2015 Vehicles/Mtr CyclesUp to 60 Months$18.20 per 1000 borrowed3.50%
2014 Vehicles/Mtr CyclesUp to 60 Months$18.31 per 1000 borrowed3.75%
2013 Vehicles/Mtr CyclesUp to 60 Months$18.42 per 1000 borrowed4.00%
2010 - 2012 Vehicles/Mtr CyclesUp to 48 Months$22.81 per 1000 borrowed4.50%
2009 Vehicles/Mtr CyclesUp to 36 Months$29.87 per 1000 borrowed4.75%
 
HOME EQUITY
Home Equity up to $50,000.005 Year Fixed$18.31 per 1000 borrowed3.75%
Home Equity up to $50,000.005 Year Balloon @ 180 months$7.28 per 1000 borrowed3.75%
Home Equity over $50,000.005 Year Balloon @ 360 Months$4.64 per 1000 borrowed3.75%
Home Equity up to $50,000.007 Year Fixed$13.67 per 1000 borrowed4.00%
Home Equity up to $50,000.007 Year Balloon @ 180 months$7.40 per 1000 borrowed4.00%
Home Equity over $50,000.007 Year Balloon @ 360 Months$4.78 per 1000 borrowed4.00%
Home Equity up to $50,000.0010 Year Fixed$10.25 per 1000 borrowed4.25%
Home Equity over $50,000.0010 Year Balloon @ 360 months$4.92 per 1000 borrowed4.25%
Home Equity up to $50,000.0015 Year Fixed$7.66 per 1000 borrowed4.50%
Home Equity over $50,000.0015 Year Balloon @ 360 months$5.07 per 1000 borrowed4.50%
Home Equity Line of Credit*$14.70 per 1000 borrowed6.75%
*HELOC is a Variable Rate 1.50% over Prime
 
VISA
VISA Platinum Credit Card$40.00 per 1000 borrowed12.96%
 
BOATS and WATER CRAFTS
NewUp to 180 Months$10.13 per 1000 borrowed4.00%
UsedUp to 180 Months$10.61 per 1000 borrowed5.00%
RECREATIONAL
NewUp to 180 Months$10.10 per 1000 borrowed4.00%
UsedUp to 180 Months$10.61 per 1000 borrowed5.00%
 
SIGNATURE LOANS
$1 - $2,500Up to 24 Months$44.33 per 1000 borrowed6.00%
$2,501 - $5,000Up to 36 Months$30.55 per 1000 borrowed6.25%
$5,001 - $7,000Up to 48 Months$23.73 per 1000 borrowed6.50%
$7,001 - $10,000Up to 60 Months$19.69 per 1000 borrowed6.75%
 
Members should call the credit union to verify rates.
Other loans and rates are available, contact the Credit Union for more information.
NCUA government

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
National Credit Union Administration, a U.S. Government Agency

Equal hosuing oportunity