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Holiday Closure:  We will be CLOSED on Friday, July 4th in celebration of Independence Day.  We will re-open on Monday, July 7th for normal business.  Mobile and Online Banking are available 24/7. We wish everyone a safe and happy weekend!

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Informational Articles

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When Is the Right Time to Buy a Home?

 

Is now the perfect time for you to buy a home? Or maybe next month will be more perfect. What about next year?

Many hopeful homebuyers try to predict when home values will rise or fall while also tracking the latest mortgage rates. This can add to the overall stress of the homebuying process and lead to poor decisions because predicting markets is very difficult. The best time to buy a home is when you can afford to.

See if the answer surprises you!

 

Buy a home when…

Knowing that your financial health is the best indicator of when you’re ready to buy a home, you can focus your energy into the clear step-by-step process of getting your finances in order (no guessing necessary!).

You can also follow these money-saving tips:

Seasons

In general, the seasons will factor into the supply, demand, and cost of housing—whenever there is more extreme weather (hot or cold), that’s when the supply is likely to be low and buyers will have more negotiating power. However, in general:



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