Savings/Shares Rates
Effective Date: 12/16/2025 to be paid 1/1/2026
| Share Type | Description | Rate |
|---|---|---|
| Money Management | Monthly Interest | 1.00% |
| Regular Shares up to $199.99 | Quarterly Interest | 0.10% |
| Regular Shares $200.00 and Over | Quarterly Interest | 0.15% |
| Special Shares up to $199.99 | Quarterly Interest | 0.10% |
| Special Shares $200.00 and Over | Quarterly Interest | 0.15% |
| Holiday Savings | Quarterly Interest | 0.15% |
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings. Rates subject to change at any time without notice. | ||
IRAs
Effective Date: 12/16/2025 to be paid 1/1/2026
| Share Type | Description | Rate |
|---|---|---|
| IRA Regular Savings | Quarterly Interest | 0.50% |
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings. Rates subject to change at any time without notice. | ||
Share Draft
Effective Date: 01/16/2026
| Share Type | Description | Rate |
|---|---|---|
| No Minimum Balance Required | No Transaction Fees, Only Special Fees Apply | 0.00% |
Certificates
Effective Date: 01/16/2026
| Share Type | Description | Rate | APY |
|---|---|---|---|
| 6 Month Certificate | $500 minimum | 1.70% | 1.72% |
| 1 Year Certificate | $1,000 minimum | 1.90% | 1.91% |
| 2 Year Certificate | $1,000 minimum | 2.00% | 2.01% |
| 3 Year Certificate | $1,000 minimum | 2.50% | 2.52% |
NOTE: Early withdrawal from certificates will be subject to a dividend penalty. Rates subject to change at any time without notice. | |||
Certificate Specials
Effective Date: 01/16/2026
| Share Type | Description | Rate | APY |
|---|---|---|---|
| 9 Month Certificate | $1,000 minimum | 3.75% | 3.81% |
| 14 Month Certificate | $1,000 minimum | 3.50% | 3.56% |
NOTE: Early withdrawal from certificates will be subject to a dividend penalty. Rates subject to change at any time without notice. | |||