New Vehicle Rates Lowered - 4.99% APR*
Looking for a New Car?
We've got you covered with an unbeatable rate for new vehicles.
Whether you're eying a sleek sedan, a sporty SUV, or a family-friendly ride, now is the perfect time to get behind the wheel!
We offer:
- Flexible Terms on New Vehicles (2024 or Newer): Choose from a variety of loan terms that fit your budget with options for 36, 48, 72, and 84 months.
- Pre-Owned Vehicle Rates: Great rates starting at 6.00% APR with terms up to 72 months**.
- Free Credit Life**
Ready to hit the road?
Apply Here or Contact Us Today!
*Rates subject to change at any time without notice.
**Restrictions apply.
Annual Skip-A-Payment
It's that time of year again! Our Annual Skip-A-Payment promotion is back to help you with the financial flexibility you need. Take advantage of this opportunity to defer a loan payment and give yourself some extra breathing room during the busy holiday season.
Skip-A-Payment on an existing loan* during the months** of:
December 2024
or
January 2025
or
February 2025
A fee of 10% of the loan payment or a minimum of $10.00 is required for each Skip-A-Payment request before it is processed.
Download the Skip-A-Payment request form by clicking the button below, and return to the credit union for approval by any of the following methods:
- Email: loans@bluewaterfcu.org
- Fax: 810-985-4039
- Mail: 526 Water St Ste 113, Port Huron, MI 48060
*Mortgages, Home Equity, Line of Credit, and VISA loans are not eligible for the Skip-A-Payment program.
**A loan may only be skipped once during the promotion.
Exclusions may apply. Interest will continue to accrue for the month.
Home Equity Loans Special
$0* Closing Cost on Home Equity Loans
Your home's equity could be key to financing large expenses! Whether you are looking to buy a vacation home, pay for home improvements, or just consolidating debt, let us help you make that happen!
5 Year Fixed
7 Year Fixed
10 Year Fixed
15 Year Fixed
30 Year**
Stop in or call 810-985-6371 for an application!
*$0 closing costs apply to new money with a minimum of $10,000.
**30 year must balloon in either 5, 7, 10, or 15 years.
Subject to change. Exclusions may apply.
Visa Gift Cards
Purchasing a gift card from Blue Water Federal Credit Union is a convienent and thoughtful way to give the perfect present. With a variety of options available, you can choose the ideal amount and style to suite any occasion. Plus, gift cards come with the added benefit of security and reliability, ensuring your gift is both appreciated and safe.
- Worry-free gifts, safer than cash.
- Instant issue plastic or eGift cards (virtual card).
- Track balances and purchases for free online.
Ask us about a CUMONEY® Visa Gift® Card Today!
There is a $4.00 activation fee and a minimum of $10.00 / maximum of $1,000 per gift card.