Annual Skip-A-Payment
It's that time of year again! Our Annual Skip-A-Payment promotion is back to help you with the financial flexibility you need. Take advantage of this opportunity to defer a loan payment and give yourself some extra breathing room during the busy holiday season.
Skip-A-Payment on an existing loan* during the months** of:
December 2025
or
January 2026
or
February 2026
A fee of 10% of the loan payment or a minimum of $10.00 is required for each Skip-A-Payment request before it is processed.
Download the Skip-A-Payment request form by clicking the button below, and return to the credit union for approval by any of the following methods:
- Email: loans@bluewaterfcu.org
- Fax: 810-985-4039
- Mail: 526 Water St Ste 113, Port Huron, MI 48060
*Mortgages, Home Equity, Line of Credit, and VISA loans are not eligible for the Skip-A-Payment program.
**A loan may only be skipped once during the promotion.
Exclusions may apply. Interest will continue to accrue.
Harvest A Better Rate This Season
Transfer your home equity loan from another financial institution and enjoy:
- 1% OFF* — our current home equity rates!
- NO CLOSING COSTS — we've got you covered!
Whether you're looking to lower your monthly payments, consolidate debt, or unlock extra cash for renovations, now's the perfect time to make the move!
Rates starting as low as 6.00% APR**
Call 810-985-6371 or email loans@bluewaterfcu.org for more information.
*Promotion applies only to new loans transferred from another institution.
**Rates subject to change at any time without notice.
New Vehicle Rates Lowered - 4.99% APR*
Looking for a New Car?
We've got you covered with an unbeatable rate for new vehicles.
Whether you're eying a sleek sedan, a sporty SUV, or a family-friendly ride, now is the perfect time to get behind the wheel!
We offer:
- Flexible Terms on New Vehicles (2024 or Newer): Choose from a variety of loan terms that fit your budget with options for 36, 48, 60, 72, and 84 months.
- Pre-Owned Vehicle Rates: Great rates starting at 6.00% APR with terms up to 72 months**.
- Free Credit Life**
Ready to hit the road?
Apply Here or Contact Us Today!
*Rates subject to change at any time without notice.
**Restrictions apply.
Home Equity Loans Special
$0* Closing Cost on Home Equity Loans
Your home's equity could be key to financing large expenses! Whether you are looking to buy a vacation home, pay for home improvements, or just consolidating debt, let us help you make that happen!
5 Year Fixed
7 Year Fixed
10 Year Fixed
15 Year Fixed
30 Year**
Stop in or call 810-985-6371 for an application!
*$0 closing costs apply to new money with a minimum of $10,000.
**30 year must balloon in either 5, 7, 10, or 15 years.
Subject to change. Exclusions may apply.